Fee Schedule

Effective March 8, 2013

Account Verification from a 3rd Party $15.00  
             
ACH origination          
  To draft your loan payment   Free  
  To transfer funds between accounts $5.00  
             
Address Correction          
  Member Advice     Free  
  Post Office Advice     $3.00  
  Credit Union Search     $5.00  
             
ATM Charges (non-ANG supported)   $2.00  
             
Closed account fee < 1 year     $12.50  
             
Copy of a cleared Share Draft     $2.50  
             
Deposited Items Returned     $25.00  
             
Deposited Items Returned        
(From your account at another institution) $30.00  
             
Dormant Account Fee 
(after one year monthly)
$5.00  
             
Electronic Services          
  Audio Reponse    

No Charge   

  Internet Access    

No Charge   

  Bill Payer    

No Charge   

             
Faxed Items Per Page         
  Local       $1.00  
  Long Distance     $5.00  
             
Forced Placed Insuance Fee (add/remove)   $50.00  
             
History of Account       $1.00  
             
Insufficent Funds 
(Share,Share Drafts & ACH Items)
$30.00  
             
IRA Fees    
  Early withdrawal before 59 1/2 $25.00  
             
Late Payment on Loans 
(10 day grace period)
5.00% of payment
             
Levies, Garnishments, or Subpoenas   $50.00  
             
Loan Processing Fee (all new loans)   $20.00  
             
Money Orders       $1.50  
             
Monthly Savings Withdrawals        
  First 3 (three)     Free  
  Each subsequent withdrawal   $1.00  
             
Mortage Fees          
  Application     $100.00  
  Origination     1.00%  
  Satisfaction/Payoff Fee   $35.00  
             
Official Checks           
  CU check made payable to member Free  
  Cashier's Check (Member)   $3.00  
  Cashier's Check (Non-member) $35.00  
             
Over Draft Loan (no monthly fee) 18.00%  
             
Over Draft to Savings (each transaction) $1.50  
             
Overnight Courier Fee per item $50.00  
             
Reconciliation of Share Draft Accounts $25.00  
             
Replacement for ATM/Debit or VISA Cards $5.00  
             
Replacement Pin for Debit/VISA Cards $6.00  
             
Research on Accounts (per hour)   $25.00  
(minimum charge for one hour)    
             
Safe Deposit Box Fees     $16.00 per year
          $28.00 per year
          $36.00 per year
          $60.00 per year
             
Service Center Access     Free  
             
Statement Copy       $2.50  
             
Stop Pay for Home Banking Items $50.00  
             
Stop Pay Items       $30.00  
             
Storage Fee per box for repossessed inventory $25.00  
             
Teller Assistance by phone     $1.00  
             
Unclaimed Property Discharge Fee $25.00  
             
VISA Card Fees          
  Late payment fee (5 day grace period) $25.00  
  Cash advance fee     None  
  Annual Fee     None  
             
VISA Prepaid Card   $6.00  
             
Wires In/Out          
  Domestic        $30.00  
  International      $50.00